
How to Choose the Right Health Insurance Plan in Delhi
Health emergencies can strike anytime, and the rising cost of treatment makes health insurance an essential investment. But how do you choose the right plan?
At Legacy Haven, we simplify health insurance so you can focus on your health—not the bills.
1. Check the Coverage
Look for a plan that covers hospitalization, daycare procedures, pre- and post-hospitalization, ambulance charges, and critical illness.
2. Choose Between Individual & Family Floater
If you're young and single, an individual policy might be enough. For families, a floater plan covers multiple members under one policy.
3. Understand the Waiting Period
Every policy has a waiting period for pre-existing diseases and maternity benefits. Choose one with a shorter waiting time if possible.
4. Look for Network Hospitals
Cashless treatment is a major benefit—make sure your preferred hospitals are part of the insurer’s network.
5. Compare Premiums & Benefits
Don't just go for the cheapest plan. Balance between premium cost and benefits offered to ensure complete protection.
Need help picking the perfect plan? Connect with Legacy Haven’s advisors today.